Los Angeles Superior Court (Ret.) California Court of Appeal (Ret.)

Hon. John Zebrowski


Representative Cases​​

  • Many duty-to-defend disputes between insured and liability carrier; issues of policy interpretation, exclusions, Buss, etc.

  • Many indemnity coverage disputes between carriers and either insureds or claimants against insureds.

  • Professional liability insurance coverage dispute in financial services industry; issues of broker liability, Interrelated Wrongful Acts, measure of damages for broker negligence, misrepresentation on application, when claim made, etc.

  • Dispute regarding insurance of large art objects; issues of coverage, third party beneficiary status, negligence, damages, etc.

  • Insurance allocation conflict between employment practices coverage and directors and officers coverage; issues of burning limits, duty to defend, interpretation of policies, etc.​

  • Insurance coverage dispute arising out of Employee Dishonesty Coverage.

  • Duty-to-defend dispute involving offsite underground and groundwater contamination; issues of potential indemnity coverage, interpretation of policy, etc.

  • Appellate consultation relating to termination of defense under commercial general liability policies.

  • Numerous allocation disputes between co-insurers, e.g., on personal injury liability or other claims.

  • Insurance coverage dispute arising out of industrial operations; issues of alleged misrepresentation on application, etc.

  • Alleged defects in solar panels and installation of solar panel systems and system components; issues of insurance coverage plus issues of contract, warranty, tax credits, landowner liability, etc.

  • Title insurance dispute between homeowner and carrier over undisclosed easements affecting the land.

  • Claims of hillside damage allegedly resulting from defective landscaping and landscape maintenance; issues of insurance coverage, negligence, contract and duty, etc.

  • Several Cumis fee disputes.

  • Insurance coverage dispute arising out of workmen's compensation contract; issues of contract, insurance coverage, collateral levels and administration, etc.

  • Insurance coverage dispute plus related issues arising out of collision between small propeller aircraft and a helicopter on the ground in an airport.

  • Insurance coverage dispute regarding damage to high-end rental home.

  • ​Coverage dispute arising out of third-party TCPA class action against insured. Carrier defended claim under reservation and filed suit for declaratory judgment on duty to defend and duty to indemnify. Issues of effect of broadening endorsements, calculation of remaining coverage on burning limits policy, advertising injury, bad faith theories relating to carrier's refusal to stipulation to certain findings, rejection of settlement offer below limits, number of accidents, etc.